Why Do Insurance Companies Defend People Who Cause Crashes?
In a car accident claim that goes to court, two parties will be going up against one another: the plaintiff or claimant and the defendant who is being blamed for the crash. As the plaintiff, you can represent yourself with a trusted personal injury lawyer who will act on your behalf when interacting with the court or the opposition. In fact, you probably should because the defendant will likely have an insurance defense attorney at the ready to represent them.
Why do insurance companies put so much effort into protecting someone who obviously caused a crash, though? The truth is they are not really defending that person or their negligent actions. Instead, they are defending their own finances.
Plaintiffs in a car accident claim will rarely file a lawsuit against an individual person, especially in Florida where personal injury protection (PIP) insurance is used to eliminate “liability” in most cases. The actual party answering to claims or lawsuits is the insurance company that sold an insurance policy to the defendant. This is also true in scenarios separate from car crashes. For example, if you slip and fall at your friend’s house, then your claim will probably be filed against their homeowners’ insurance company, not them directly.
If an insurance company loses a case, then it is not their policyholder who has to pay up the thousands and thousands of dollars — or more — in damages to the plaintiff. That money will actually come from the insurance company’s funds, which explains why they try to defend so many claims that seem to have obvious liability.
Balancing the Courtroom with Attorney Wes Pittman
At The Pittman Firm, P.A., you can work with a highly experienced Florida personal injury attorney, Mr. Wes Pittman. He has been awarded membership to the Million Dollar Advocates Forum® and Florida’s Top 100 Trial Lawyers for his commitment to legal excellence and history of outstanding case results. When he is put in charge of a plaintiff’s injury claim, insurance companies know upfront that they will have an uphill fight.
See the difference his representation can make for your own personal injury claim by calling (850) 784-6997 today.