Insurance companies get involved early on after pretty much every type of accident, such as an auto accident that involves a car insurance company, or a slip and fall accident that involves a homeowners’ insurance provider. People who get hurt in accidents have to tell their insurance company about it, usually within a matter of days. It is actually better to tell your insurer as soon as you can, while all the details are still fresh in your mind.
If you watch an insurance company commercial, you will be reassured countless times that your insurance company is your friend who wants what is best for you. Therefore, you should not hesitate to contact them and tell them about your accident. Right? Or, is it the better choice to let your personal injury attorney interact with your own insurance company on your behalf?
When you call your insurance company to report your accident, you have to tell them what happened. However, the words you use are going to be put under a microscope to try to pinpoint liability. Your own insurance company may have to pay out a recovery to you, which is not what they prefer, regardless of the friendliness of their commercials. Every insurance company is a business that wants to maximize profits and minimize expenditures. This translates to reducing payouts any way possible, including the intentional misinterpretation of policyholder statements.
Imagine a scenario in which you hit a large rock that fell off a truck in the middle of the highway, causing you to lose control, crash, and get hurt. When you call your insurance company, you say, “I didn’t even see the rock in the road.” This statement seems quite average, but the insurer could use it to imply you were not paying attention. If true, your liability would go up and the recovery amount you receive could go down.
By retaining a personal injury attorney like Wes Pittman from The Pittman Firm, P.A. in Florida, you can allow an experienced legal professional to interact with your insurance company on your behalf. Attorney Pittman’s insight into all sorts of injury claims allows him to know what to say to insurance companies and in a way that does not risk increasing your own liability. If your insurer does not cooperate, or another insurance company representing a third party tries to avoid liability, then you will be ready for negotiations, mediation, or litigation already.
Take the initiative today by calling (850) 764-0383 or emailing the firm to request a free consultation.